A Guide to Finding the Best Mobile Credit Card Reader

Back in the days, it was quite complicated for business owners to give their customers a chance to pay with the help of a debit/credit card. This usually meant paying high fees, using costly hardware and software and learning many new things in order to find out how to use a card reader. Today, things have changed and business owners, managers, and employees can use many different mobile credit card reader options. Typically, all it takes to process these payments is a smartphone/tablet and an app.

Obviously, not every business has the same needs and not every mobile card reader has the same features and options. So, if you want to maximize the effects of this form of payment processing, you have to choose a reader that suits the specific requirements of your business. With the right guidance, choosing the best reader for your business can be a simple task. That’s why we have spent some time analyzing the best options on the market and we are sure that you will find at least one of these card readers useful.

Shopify

In case you are managing a land-based business, you should know that Shopify provides integration between their Point of Sale service and popular payment processors including Stripe, On the other hand, in case you have a store that relies on a classic Point of Sale system or another solution based on a costly third-party gateway provider, keep in mind that Shopify provides a smooth POS solution that can integrate with accounting and invoicing tools and comes with a payment processor with fair prices.

There is a specially designed Shopify POS app which is easy to use. With the help of this app, users can manage sales, but they can also get access to detailed analytic tools.

Don’t forget that there is a base fee involved here and there is also a fixed percentage and a fixed sum which is deducted when the system processes credit cards. The good news is that you can use Shopify credit card reader on most iOS and Android devices. In addition, they are providing printers too (if you don’t have one). Another positive thing about Shopify is that it provides professional customer support which is available 24/7.

Click here to learn more about Shopify POS in the UK!

Square

In case you are looking for mobile card readers that work on both iOS and Android, then you should take Square into consideration. This is another reader that is popular all over the world – from India to Canada and from the United States to the United Kingdom. This is a well-established reader which comes with a simple design. In addition to credit cards and debit cards, Square also accepts gift codes and cards provides phone support and generates invoices.

Just like in the case of Shopify, Square has a standalone application which is simple, yet effective. With just a few clicks you can get access to a wide array of features including integration tools, inventory management tools and more. Regardless of the type of payment method, Square uses the same transaction fees. These fees are more than fair and what’s even better is that they are completely transparent. If you need support, you can use a few methods to get in touch with their customer support agents – email, phone, and Twitter.

Square is an excellent solution for businesses that are looking for simplicity when they are processing credit card payments. It can be used by businesses of all sizes regardless of their volume of sales.

PayPal Here

The most popular online payment system in the world has decided to create a mobile card reader. PayPal Here is part of the special eCommerce package offered by PayPal. So, you can use it together with your online PayPal account and PayPal debit card. As you are probably aware, there is a PayPal app, but they have also developed a special version for PayPal Here. In this way, you can accept credit card and debit card payments without any hassles. What’s great about it is that you can turn the GPS signal on and get new buyers in this way. When people are looking for businesses in the area that use PayPal Here, your business will pop up.

If you are a PayPal user, you have a chance to accept checks, PayPal funds, and credit card payments. There’s a flat fee involved when it comes to credit card payments. Don’t forget that payments with non-US cards come with an additional fee. The same professional and knowledgeable customer support system used by PayPal is available to PayPal Here users. Truth be told, PayPal Here reader has a slightly higher price compared to other readers, but it has lower transaction fees.

PayAnywhere

The name of this credit card reader with mobile functionality tells you a lot about it. PayAnywhere is a very popular processor of payments which delivers a straightforward mobile solution. In addition, it also provides a great Point of Sale solution. Just like in the case of the other readers/processors we’ve listed here, this one comes with an effective application. This application features a great sale system, reporting tools, analytic tools, inventory management tools and discount and tax features. So, with this tool, you can handle your finances from one place. There is no need to use your web browser or to download special software for this purpose.

There’s a 2-tiered fee solution here. One of them comes with a flat percentage fee without a monthly fee. The other one comes with a monthly fee and lower transaction fees. Choose the one that suits your business. The good news is that PayAnywhere comes with professional, user-friendly customer service. You can use live chat option and phone support which is available 24/7. The support is available in English, Chinese and Spanish language. According to many experts, this is one of the best solutions for small businesses.

We hope that this guide will help you find the best mobile card reader for your business.

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